Welcome to my money diary! If you read my goals for 2019 post you’ll know I’m trying my very best to be more conscious with my money so I actually have some left over every month to save. My future spending will no longer involve going into Primark for socks and leaving with half the shop. Knowing I turn 23 this year, I’ve been thinking more and more about the future and the importance that money will play…
I thought writing about what I spend in a week would be a great idea for a few reasons; firstly, so I can track my spending for myself and secondly, so I can prove that putting yourself on a budget doesn’t mean that you can’t treat yourself every now and then. If you have any money saving/budgeting tips please leave me a comment because trust me, I’m no expert.
Walking from the train station to the office, I resist the urge to buy myself a Gregg’s breakfast. I know I have an instant porridge pot waiting for me, however, I immediately regret this decision as I arrive at the office to see my co-worker next to me tucking into his sausage cob*. As I was running late that morning I didn’t have time to make myself a sandwich for lunch so I head to Tesco and buy a pasta pot and a grab bag of Quavers (£2.50) to keep me fuelled for the day.
Mondays are always a struggle for me so by 4:30 I leave the office to head home and decide to treat myself to a double decker at 65p – which I eat in a few bites (I swear they get smaller every time I buy one). So all in all, a very cheap Monday!
*Bread roll, bap, barm or whatever you like to call it.
Thankfully I had time to make myself a pack lunch that morning and I had more porridge waiting for me at work (yum) so no money was wasted on food.
I’ve been suffering really bad with my acne again lately so I decided enough is enough and order myself a new cream for my acne called Duac (£25.19)– you do need a prescription for it, but because I hate visiting the doctors I purchased it via an online pharmacy instead. If you’re interested in following me on my acne journey, follow me on my twitter where you can read my constant plea’s for a miracle.
Another day in the office dreaming about holidays. I’m bored of ham and cheese sandwiches for lunch already, so I today I was going to allow myself to spend money on food, but, at the last minute I was pulled into a 2 hour meeting… sounds boring but they provided free food! I can’t resist free food so I ate all I could including 6 custard creams. What a great surprise!
I stay at my boyfriends on Wednesdays and he always lets me choose what we have for tea, I was craving spaghetti and meatballs so pop into Tesco after I finish work to buy everything that I need (£3.05). I would normally treat myself to a bar or chocolate or a bag of sweets, but after scoffing all those custard creams at lunch I thought it would be best not to. Another cheap day for me.
Valentine’s Day is just around the corner so I head to Paperchase on my lunch break to pick up a card for the boyfriend – I decide to go down the ‘funny with a just a hint of cheese’ route and find the perfect one (£2.50). On my walk back to the office I couldn’t resist the temptation to grab a quick sausage roll from Gregg’s, and at 95p I have no guilt in doing so.
Other than that my Thursday was rather quiet, but as it approaches the weekend I know my money is about to get spent a little bit quicker…
IT’S FRIDAAAYYYYY! Which means one thing, a Gregg’s bacon cob will be consumed for breakfast (£2.10). Looking back at my day to day spending there seems to be a lot of Gregg’s involved here and I’m not even sorry about it.
Fridays at work are my favourite because I always find myself in a good mood – possibly because I finish half an hour earlier than usual! This means I have time to pop in a few shops after work before I jump on the train home. I walk into M&S ready to find the jumper I’ve had my eye on ever since seeing it displayed in their window, I purchase this and a long black cardigan spending £40. After this I head into Boots to purchase a few essentials including hair dye as I’m starting getting grey hairs at 22 and I need them gone immediately. (£25.96)
SATURDAY & SUNDAY
I like to spend my Saturday mornings catching up on sleep and organising and tidying my bedroom. I’m off out for food and a few drinks tonight but I aim to spend as little as possible. I meet a few friends at Revolution de Cuba that evening and order myself a Caribbean curry which was far too spicy for my liking – luckily we were able to get 25% off our bill as we had an awful experience with a few other customers in there so my meal only cost me £10 in the end.
After that I walk to a corner shop to buy a few drinks before heading to a friends, desperadoes is my drink of choice (£8). However, I end up bailing after a few hours and catch an Uber home at midnight (£4.69).
Sunday involved no spending at all! I can hear my bank cheering!
THE END TOTAL
I ended up spending £125.59 which is a lot more than I spend on a usual week. However, this week involved one off purchases such as a new acne treatment at £25.19 and a big Boots shop. I usually aim to budget around £75 a week so in order to balance out my spending, I will just be extra frugal next week!